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The importance of reporting a collision to an insurance agency

Car accidents never occur at convenient times. Everyone has some other place to be and deadlines to meet. That's why many Georgia drivers find it tempting to put off reporting collisions to their insurance agencies. While it's always critical for drivers to address their medical needs first, there can be severe consequences for a driver failing to make a timely report to their insurer.

To be sure, not all car accidents are worth reporting. While these circumstances are uncommon, some minor accidents will cost a driver less than their insurance deductible to repair. This is especially true in single vehicle accidents where there are no other drivers that need to be considered. Since an insurer might raise rates even after a minor collision, reporting could make little sense financially.

How stores can make for hazardous premises

Going to stores is a fact of life for many people, if not most. After all, you need food, clothes, gas and entertainment. Of course, you may have noticed that some establishments seem safer than others. For example, while ascending the staircase of a furniture shop, you might see that the stairs are uneven or cracked.

The fact is that some stores can be more hazardous than you realized, and there are many ways in which customers suffer injuries at the places they frequent often.

Coal mining deaths nearly double from 2016 to 2017

Some Georgia workers might be interested to learn that coal mining deaths significantly increased around the country in 2017 to 15 from an all-time low of eight in 2016. However, the number still remained under 20 for the fourth year in a row after hitting 20 each year from 2011 to 2013. In 1966, there were more than 200 coal mining deaths, and 100 years ago, there were more than 2,000 annually. The drop in deaths has been attributed both to improved safety and fewer coal mining jobs.

Eight people died in coal mining accidents in West Virginia in 2017. The state often has the highest number of coal mining accidents, and in 2010, an explosion killed 29 miners there. The other 2017 deaths were in Kentucky, where two workers died, and Alabama, Wyoming, Pennsylvania, Montana and Colorado, with one death each. Two of the deaths involved machinery, and hauling vehicles were involved in eight of them.

Right-of-way laws to know

Georgia motorists should be aware of the right-of-way laws for the road. These traffic laws determine who is permitted to advance first in a wide range of driving circumstances. Drivers who are knowledgeable about these laws can avoid incurring an expensive traffic violation, making sure that their driving record is clear and their vehicle insurance rates are low.

Driving through a red light is a moving violation that occurs often and can result in vehicle accidents and injuries. According to the Insurance Institute for Highway Safety, the running of red lights was the cause of 709 fatalities and injured almost 126,000 people in 2014. Over half of those people who were killed were people other than the driver who drove past the red light; the victims included other drivers, pedestrians, bicyclists and passengers.

OSHA report reveals increase in worker fatalities

Every year, thousands of workers throughout Georgia and the rest of the U.S. are injured or killed while on the job. According to the Occupational Safety and Health Administration, the rate of workplace fatalities increased sharply in 2016.

The Occupational Safety and Health Administration reports that 5,190 workers were killed in 2016, which was an increase of 7 percent from the previous year. A quarter of the fatalities happened in transportation incidents. Injuries that resulted from workplace violence increased by 23 percent during the year, making them the second leading cause of workplace fatalities.

NHTSA campaign for holiday drunk driving begins

Georgia motorists know that getting behind the wheel after having had too much to drink is never a good idea. They may not know that around the country there were an average of 300 drunk driving accident fatalities between Christmas and New Year's Day every year for the last five years. To help reduce the numbers of drunk driving fatalities, the National Highway Traffic Safety Commission has started its annual Driver Sober or Get Pulled Over initiative.

Part of the campaign includes a commercial that is intended to raise the public's awareness of the problem. It is set at the scene of a drunk driving accident and shows a man sitting in the backseat of a police car. An app that allows a user to explore the scene of a drunk driving car accident was also released. Called SaferRide, it gives users a 360-degree experience and allows them to interact with the authorities, EMTs and victims.

Highlighting the dangers of driving while impaired

Sadly, many families in Georgia have had to endure the harrowing experience of losing loved ones as a result of an automobile accident connected to alcohol. In 2016, it was estimated that 10,000 people died across the United States in automobile accidents connected to alcohol. This is a troubling pattern that must be reversed.

What makes alcohol-related automobile accidents tragic is that they could have been avoided in most cases. Driving impaired is a choice and should never be considered acceptable. Communities must be committed to making the right choice by educating and encouraging their residents to drive sober.

MARTA and public safety

Because motor vehicle accidents are in the news constantly, it may seem as if taking public transportation is a safer way to go. Thousands of people in Atlanta do use the city's public transport system, MARTA, each and every day.

Although crashes do not occur nearly as often as they do on the highways, they can be more serious when they do happen. Not only that, you may face some risks when the bus or train is not even on the move.

Outdoor workers face health concerns during the colder months

Working outdoors in Georgia can be difficult no matter what the weather is like, but during the colder months, outdoor workers face potentially life-threatening conditions. The Occupational Safety and Health Administration, or OSHA, released studies that show exposed skin, even with no wind present, can actually freeze within one minute in -20°F temperatures. As wind speeds pick up, this threshold lessens considerably.

Exposure to moisture is also of great concern to outdoor workers. These individuals may experience health conditions like trench foot when exposed to continual moisture in temperatures as high as 60°F. As a result, workers in the cold may be facing much harsher consequences with prolonged exposure to moisture, such as slush, freezing rain or snow. Of course, moisture can also lead to dangerous slips and falls and motor vehicle accidents.

The impact of driving under the influence

Impaired driving can make Georgia roads far more dangerous. In 2015, alcohol-related fatalities made up 29 percent of the overall traffic-related deaths in the United States. It also accounted for 209 deaths of those 14 and younger. That was 16 percent of all traffic-related deaths of people in that age group.

Drivers who are impaired may be using controlled substances in addition to alcohol. Of impaired motorists who were involved in accidents in 2015, 16 percent were impaired by drugs that were obtained either legally or illegally. Overall, 13 percent of drivers who were on the road at night or on the weekend had marijuana in their systems while driving. This is part of an overall trend that has seen marijuana use increasing. Research showed that motorists who used marijuana were 25 percent more likely to get into a crash.

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Peachtree Corners, GA 30092

Phone: 770-729-4809
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